Working capital needs solved for Razorpay customers. Business financing up to ₹2 Crores.
For us, your business growth takes the spotlight. Discover Razorpay Business Loans at zero collateral to expand your team, fuel growth and make essential payments.
For us, your business growth takes the spotlight. Discover Razorpay Business Loans at zero collateral to expand your team, fuel growth and make essential payments.
100% digital application process
Simple paperwork. No physical documentation
Simple and faster process for the next withdrawal
Interest rate starting at 1.25% per month*
Eligibility: Registered business with monthly turnover of ₹30,000 and operating for at least 6 months
Our business loans are designed to fuel your growth with speed, reliability, and a commitment to your success.
We understand the urgency of your financial needs, providing swift access to funds without compromising on reliability.
Whether you're a startup in need of initial capital or an established business looking to scale, we cater to diverse financial requirements, empowering your business ambitions.
We eliminate the hassles of traditional paperwork, allowing you to complete the entire loan application process online.
Your business doesn't adhere to a 9-to-5 schedule, and neither do we. We provide round-the-clock customer support, ensuring that assistance is available whenever you need it.
We’ve partnered with industry leaders like Aditya Birla and Lendingkart, providing you with a network you can trust.
Tailor your repayment plan to align with your cash flow, providing you with the flexibility to manage your finances effectively.
We only ask for your basic business details, credit report and primary bank account statements.
Our streamlined 3-step application process ensures a hassle-free experience, saving you time and effort.
Razorpay offers a swift online application process for fast approvals and same-day onboarding.
Business loans up to Rs. 2 Crores are available to support various business needs.
Business loans themselves are not taxable, but the interest paid on them might be subject to taxation.
Interest rates are competitive and start at a nominal 1.25% per month.
We offer flexible tenure options of up to 3 years.
The business loan amount, interest rate, and tenure determine the EMI, providing a clear understanding of your repayment schedule.
